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Is it cheaper to use a Conveyancer than a Solicitor?
Not necessarily, it is a misconception that it is cheaper to use a Conveyancer than a Solicitor. We offer a set price conveyancing which is both competitive and affordable with no hidden costs. You are advised of our fees at the beginning of your matter and an estimate of your disbursements is provided to you.
What is the difference between using a difference in using a Conveyancer and a Solicitor?
Both a Conveyancer and a Solicitor are experienced to handle the conduct of your matter. However, if an issue arises a Conveyancer will normally have to refer your matter to a Solicitor, which could result in additional fees being paid by you. Your solicitor can continue to deal with the matter on your behalf.
When should I exchange Contracts?
We recommend that you do not exchange contracts until you have first obtained formal written loan approval from your bank and satisfactory Pest and Building Reports. So that you don't lose the property, you can exchange contracts under 5-10 days cooling off period until you obtain your loan approval and reports.
What happens If I can't proceed with a purchase?
If you have exchanged contracts and you are unable to proceed with the purchase for whatever reason, you forfeit the 10% deposit. It is for this reason that we recommend that you obtain your loan formal written loan approval and satisfactory pest and building reports before you exchange. If you exchange under a cooling off period and decide not to pursue the purchase, you will only forfeit 0.25% of the deposit.
What can I do if I cannot afford to pay a deposit?
If you do not have the funds to pay the 10% deposit, we can ask the vendor's solicitor/conveyancer is the vendor will accept a reduced deposit of maybe 5%, this means that the balance of the funds is paid on settlement. If you still do not have the money to pay the full 10% deposit, we can ask whether a Deposit Bond would be accepted.
What is the difference between a deposit and a Deposit Bond?
A deposit is usually 10% of the purchase price paid to the real estate agent by way of cheque or cash and is held in their trust account until the matter has settled. A Deposit Bond is not cash and, in a bond, obtained from your bank guaranteeing the money to be paid, should there be an issue. If you pay a Deposit Bond on exchange, you will have to pay the full purchase price on settlement.
I don't have the money to pay my stamp duty, but I have borrowed enough money to cover this, what do I do?
For settlement to take place your bank will require a stamped Transfer. We will advise the vendor's solicitor that you will need to stamp on settlement, and we will arrange for this to occur. This also means that you will incur additional costs as there will be additional agency fees involved and the vendor may also charge you a fee for having to change the settlement venue to suit you. It is becoming more and more common and is not an issue to arrange on your behalf.
My pest and building reports have come back with certain issues what do I do?
The first thing we suggest is that you contact the inspector who conducted the reports to determine the severity of the issues you are concerned with. If there are certain works/repairs that need to be carried out we suggest that you obtain quotes and we can ask for the vendor to undertake the work/repairs prior to completion of your matter or alternatively, we can request that there be a reduction in the purchase price for the cost of the quotes.
Do I need to attend settlement?
No, we liaise with your bank and arrange for them to attend settlement, we can either attend settlement on your behalf or appoint an agent to attend if settlement is to take place in Sydney.
Do I need to do anything for settlement?
No, we arrange everything for you. We liaise with your bank, calculate any adjustments, arrange settlement and attend settlement on your behalf. The only time you will need to do anything is if there is a shortfall of funds. We will then ask you to draw cheques and provide us with same for settlement. Usually, your bank provides all of the funds needed and you do not need to worry about doing anything.
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Q. Are you available on weekends and public holidays?
A. Absolutely! Cyber Air Conditioning is available 24 hours a day, 7 days a week. That includes weekends AND public holidays.
Q. How quickly can you get to my home?
A. Subject to availability, Cyber Air Conditioning will always aim to be at your home within an hour* of your call. If you prefer, you can also book in advance for another time or date.
Q. What methods of payment do you offer?
A. Our on-site air conditioning technicians will happily accept cash, EFTPOS, credit card or cheque. If you prefer, you can also pay via direct deposit. Approved customers may be eligible for finance options**. Contact us for more information.
Q. Are your technicians insured?
A. They certainly are! All of our technicians are backed by $20 million in public liability insurance.
Q. What heating and cooling brands do you supply, install and service?
A. Cyber Air Conditioning supplies, installs and services most leading brands in the heating and cooling field. Among them are Braemar, Breezair, Kelvinator, Carrier, Lennox, Panasonic, Toshiba, Sharp, NEC, Hitachi, York and more.
Q. What other services do you offer?
A. We also offer residential plumbing and electrical services. Simply search for Cyber Plumbing or Cyber Electrical!
Q. Are there additional charges for weekends or public holidays?
A. No, we never charge extra for after-hours attendance, no matter what the day or time. This goes for weekends and public holidays as well.
Q. How do you provide quotes?
A. Our technicians quote per job, not per hour. We will provide you with an upfront, fixed-price quote before beginning any work.
Q. How qualified are your air conditioning technicians?
A. All Cyber Air Conditioning technicians are fully qualified, insured, and receive ongoing training to maintain up-to-date skills and knowledge on all air conditioning matters.
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